The vision of the Companies' founder, Jesse L. Bridges, was to fulfill the financial needs of people in the community and provide superior service while doing so. After serving in the United States Navy, Mr. Bridges returned to the land his grandparents farmed in rural South Carolina. Bartering was the only form of credit he knew growing up on a farm, until he found a job as an assistant manager with a consumer finance company located in Spartanburg, SC. His goal with this job was to save enough money to be able to help his grandmother who had raised him and then finish his college education at a local college. When he was offered the job as manager, Mr. Bridges decided to put his college plans on hold. He enjoyed working with his customers, so after several years, his new dream was to start his own company. He found several investors and borrowed money to pursue his dream. Mr. Bridges opened the first office of Security Finance on Church Street in Spartanburg, SC in October 1955.
Limited resources prevented expansion for several years, but Mr. Bridges' success with his business model allowed him to obtain additional investors and secure a bank loan. The rest is history, but our success over sixty years is not taken for granted. It is dependent upon the same beliefs of our founder – offer superior customer service by training your employees to strive for the highest customer satisfaction and to be a good steward in their communities. Continued success also involves implementing best practices and being an innovator in an ever-changing business world.
Security Finance offers traditional installment loans, which have set whole dollar monthly payments over a defined period of time. This type of consumer finance product has been around for over a century and is regulated by federal and state laws. Potential customers may use the Branch Locator on our homepage to see if there is a conveniently located branch in their state. To apply for a loan, simply call the local branch office or walk in during our regular business hours. Branch personnel will need information on your current (and possibly previous) residence, your employment history (and/or information on sources of income that you will use to repay the loan), your social security number, and your monthly expense items. As part of the application process, you must authorize us to obtain a credit bureau report to further assess credit and payment history and to complete a budget. When an application is approved, the branch personnel will let you know of any additional items that may be needed. If all information is available and can be verified, an application decision may be made within an hour; however, there are circumstances where the decision may take longer.
If you choose to become one of our valued customers, you may make your monthly payment at the branch office where you obtained the loan by cash, check, money order, or a Visa® or Mastercard® debit card. If you prefer, you may also mail in a check or money order.
In the day and age where more and more business is conducted over the internet, Security Finance still believes that there is value to keeping brick and mortar locations within the community. We want to be able to give personal service by being readily available when and if someone has a financial need or has a question about his or her account. Open communication is an important part of our business!